The term “worker’s compensation insurance” or “worker’s comp” is pretty familiar to most people in the workforce. We all know it has something to do with on-the-job injuries and compensation. But, most employees probably don’t think much about it until they’re in a situation where they actually need it. At Easton & Tambornini, A Law Corporation, we want to make sure you know and understand your worker’s compensation rights as an employee, especially if you’re ever injured on the job.
So, what is worker’s compensation insurance? Simply put, “Workers’ compensation insurance, often called “workers comp,” is a state-mandated program consisting of payments required by law to be made to an employee who is injured or disabled in connection with work.” – injury.findlaw.com
The minute you start your new job, you are covered by your employer’s worker’s compensation. It doesn’t matter how long you’ve been with your company; if you get hurt on the job, you have this insurance and the right to compensation. This includes both the rights to financial support and medical benefits. While you may assume medical benefits are covered, you may not be aware that you can receive additional monetary support to cover bills you could not pay due to lost income from missing work. This is a great relief to many employees injured on the job.
Workers’ compensation isn’t just for the employee. When someone is injured, gets sick, or is killed on the job, this law protects employees, their families, and employers equally. An employer benefits from this insurance because it protects him or her from being sued by the employee for the resulting injuries. This law ensures both parties are treated fairly and there is a nondiscriminatory outcome.
The more you understand worker’s compensation and what the law really means, the better you can protect your rights as an injured employee. If you’ve been injured on the job and have question about your legal rights, please contact Eason & Tambornini, A Law Corporation today. Our experienced worker’s compensation lawyers are available to answer any questions you may have and evaluate your individual case.