The minute you step into the driver’s seat of your car, you assume responsibility for yourself and the other passengers in your vehicle. While you may take the utmost care to ensure your safety and those around you, accidents still happen. Some accidents may be small, but others can significantly affect you – physically, mentally, and financially.
When an accident occurs, it’s often difficult to know exactly what to do and what not to do. Even the most minor accident could be costly if not handled properly. Being prepared and knowing the answers to this list of Frequently Asked Questions (FAQ) before an accident will help you stay calm at the scene and save you unnecessary costs in the future.
Q: What should I do if I’m involved in a car accident?
A: Stay at the scene if you are involved in an accident. If you leave, you could be charged with a “hit and run.” If someone has been injured, they need medical attention. Call 911 immediately. If possible, move your vehicle from traffic if it’s creating a hazard to other motorists. Then, call the police and file an accident report. Do not admit liability. This will be discussed later with your attorney. Collect the names, addresses, and phone numbers of all parties involved and any witnesses. If possible, take photographs of the accident scene (vehicle damage, road obstructions, skid marks, and injuries).
Do not give a statement or sign anything at the accident scene. Call your insurance company as soon as possible and file an accident report. Then, call an experienced lawyer to ensure you are treated fairly.
Q. When should I notify my insurance company after an accident?
A: It’s best to notify your insurance company within 24 hours of the accident. Your insurance company must gather basic information about you and the accident. If you do not provide information to your insurance company within a sensible timeframe, you could lose coverage for the accident. Avoid making statements about who you think was at fault and only give them the facts. Consult a personal injury attorney before providing any other information to your insurance company.
Q: Am I required to notify the other driver’s insurance company?
A: Contacting the other driver’s insurance company can be risky. They already have their driver’s side of the story, and information can easily be distorted, resulting in loss of compensation. It’s best to let you attorney work with the other insurance company.
Q: Do I need to hire a lawyer, or can I handle the claim myself?
A: You are not required to hire a lawyer to handle your case. However, the insurance company has its own lawyers and typically offers minimal money if you agree not to sue. They discourage you from hiring a lawyer, and it’s their job to protect the interests of their employer.
Q: When should I get a lawyer?
A: As soon as possible! If the accident was severe or a death occurred, there will be a lot of evidence. Over time, evidence tends to disappear or get distorted. If you seek medical help, an attorney can help you with unpaid bills and getting the treatment you need to resume your everyday life. A lawyer will also answer your questions about settlements and insurance policies.
Q: Should I still see a doctor even if I feel fine after my accident?
A: Yes! Injuries often pop up hours, days, or weeks after an accident. Internal injuries are hard to detect and can show no immediate symptoms. See a doctor even if you feel fine and tell them about any complaint, even if it seems minor. Let the doctor evaluate your symptoms. If you did not cause the accident, you may seek compensation for your medical bills resulting from the collision.
Many questions arise after an automobile accident. We’ve only touched on a few. The Sacramento auto accident lawyers at Eason and Tambornini, A Law Corporation, are patient and available to answer even your most challenging questions. Contact us today for a free consultation!
