The Social Security Disability Benefits Insurance Program, also known as SSDI, is intended to pay benefits to those insured by the program. To be insured by this program, you must have worked long enough recently while also paying social security taxes on your income. Some benefits can also be paid to the family members of the disabled or deceased. If you are attempting to apply to the SSDI program and have questions regarding the process, please continue reading this blog outlining the process. Further questions can be answered by contacting the social security benefits attorneys at Eason & Tambornini.
What is Social Security Disability Benefits Insurance?
In 2022, over 65 million Americans collected social security benefits. Most of these Americans are elderly adults. However, some of these beneficiaries are the surviving family of deceased workers. Employees can earn SSDI benefit protection by making Social Security payroll tax contributions. While most of those receiving disability benefits are elderly adults that are retired or unable to work, a large portion of those that benefit is the surviving family members of those that have experienced a premature death or disability. Benefits are based on and adjusted to the earnings of those that have paid Social Security taxes.
How Do I Apply for Social Security Disability Benefits Insurance?
When applying for SSDI benefits, you have several options.
These options include:
- Over the phone
- In-person appointments
- Online by creating a Social Security account
You will need to provide basic information and documentation; this information and documentation include:
- Your date and place of birth
- Any medical records you may have in your possession
- Any documents regarding worker’s compensation
- Proof of disability
- Names and dates of children or spouses
- Any dates you were divorced or married
- Information regarding your banking, including routing numbers and account numbers
- Contact information for a person that the SSDI department can contact if you are unreachable
- Completed SSA-827 Authorization form if applicable
- Information regarding U.S. Military Service, if applicable
- Employment details for the previous two years
- Educational History
What Do I Do After I Apply?
After successfully applying for SSDI benefits, you can check the status of your application using your online social security account that was created if you applied for benefits online. After receiving notice of the Social Security Administration’s decision regarding your application, you have 60 days to appeal that decision. There are four different variations of appeals: Reconsideration, hearing by an administrative law judge, review by the appeals council, or a federal court review. Each appeal process has its unique requirements. Because the appeal and application process can be confusing and challenging to manage, many people choose to appoint a Social Security attorney to assist them with this process. The Social Security attorneys at Eason & Tambornini are highly qualified and available to answer your questions at no cost to you.
If you are applying to the Social Security Disability Benefits Insurance Program, you may have questions regarding the application process. We discussed many methods of application in this blog; if you have further questions, the Sacramento social security attorneys at Eason & Tambornini are highly qualified with years of experience and are ready to answer your questions regarding the Social Security Disability Benefits Insurance Program.
