Sacramento Insurance Claims Attorneys
If you are having a dispute over a claim with an insurance company, the seasoned Sacramento insurance claim attorneys at Eason & Tambornini can help you. With more than twenty-five years of experience aggressively and successfully fighting for our client’s rights to receive the insurance settlements they are owed, our attorneys are here to help.
Regardless of the amount you are insured for, you pay insurance premiums so that when something goes wrong in life, damages and losses are taken care of according to the terms of your policy. The last thing you need, significantly if you are injured, is an insurance company that isn’t responding to your claim efficiently and fairly. All too often, our insurance claim attorneys encounter clients who have stories of denial, delay, or complete unresponsiveness.
It is important to remember that insurance companies look out for their best interests, not yours. Whether you feel they are pushing back unfairly against your claim or attempting to keep a settlement unfairly low, our insurance claim attorneys will do everything possible to ensure you receive the maximum amount you are entitled to.
We are proud members of the Sacramento Chamber of Commerce and have been members in good standing of the California State Bar for over thirty years. We provide a FREE, no-obligation consultation to hear the facts of your situation, and we work on a contingency-only basis. You pay no fees unless your insurance claim attorney wins your case.
Feel free to call us today at (916) 438-1819 and take advantage of your free consultation with an insurance claim attorney at Eason & Tambornini.
FAQ: What should I do if my insurance claim is denied?
One mistake people often make following a claim denial is not pushing for more information. Your insurance provider is legally obligated to furnish you with a specific reason for a denial. Suppose you suspect discrimination as the reason for the denial, e.g., gender, race, religion, income, or some other reason. In that case, whether it is d, you need a Sacramento personal injury lawyer fighting for you.
First-Party vs. Third-Party Claim
In insurance, first-party claims are those filed by the policyholder themselves – think of it like making a claim for damage to your own car after an accident. Conversely, third-party claims arise when someone who is not the policyholder makes a claim against another person’s insurance. This typically occurs when someone else is liable for your injuries or damages. For example, if you are injured in a car accident that was not your fault, your insurance company would file a third-party claim on your behalf against the other driver’s insurance company.
How To Prepare for An Insurance Claim
When you are involved in an accident or suffer an injury or damages by other means, your insurance company — and your insurance claim attorney, if you need to hire one — will need specific details about the incident or situation. Try to gather the following critical information as soon as possible following the incident:
- Name and contact information
- Insurance information
- Pictures of where accident or injury occurred, damaged property, etc.
- Witness names (if any), contact info, and statements
- Police report if one was taken
Denied Auto Accident Insurance Claims
Millions of Californians pay for auto insurance policies to protect themselves and others in the event of a vehicle, motorcycle, or other motorized vehicle accident. However, insurance laws and policy regulations are not easy to understand; often, people need to realize precisely what is and is not covered or to what extent.
To make matters worse, multiple insurance companies may be involved during the settlement process following a car accident, which is more reason to have seasoned insurance claims attorney on your side and representing your best interests. Our Sacramento insurance claim attorneys are skilled negotiators who understand the nuances and complexities of insurance law.
FAQ: Sacramento insurance claims attorneys explain what happens if an uninsured driver hits me.
Accidents involving uninsured drivers can be complex. It’s estimated that approximately 20% of motorists are uninsured. If you do not have a policy protecting you against uninsured motorists, including bodily injury or property damage, you will need an experienced attorney. Our Sacramento insurance claim attorneys will help you file an uninsured motorist claim against your insurance to recover what you are owed.
Bad Faith Claims
In California, lousy faith is said to exist when an insurance company unreasonably fails to uphold its responsibilities outlined in the insured person’s policy terms. In other words, insurance companies are legally obligated to operate in good faith with their policyholders. If an insurance company does not fulfill its legal obligation, policyholders have the right to file suit against the insurance company for bad faith practices. This is why hiring an experienced insurance claims attorney who can guide you through the legal options for recovering what you are owed is imperative.
How Sacramento insurance claims attorneys can help with bad faith claims
Our insurance claim attorneys have represented many bad faith claims that involve insurance companies unfairly denying a claim or unnecessarily dragging out a claim. Bad faith claims may also apply:
- The misrepresentation of facts or policy provisions
- Discounting a claim payment
- Failing to respond to a claimant’s messages
- Failure to conduct a thorough investigation into a policyholder’s claim.
- Forcing a policyholder to go to extreme lengths to obtain what they are owed
In the aftermath of a tragic accident, one of the most challenging tasks can be negotiating with insurance adjusters about what is or is not covered under an insured’s policy terms. At Eason and Tambornini, our insurance claims attorneys know the various tactics insurance companies use and how to succeed against them.
Our insurance claim lawyers have seen bad faith claims situations countless times, including delaying a claim for an unreasonable amount of time, discounting an insurance claim by not investigating thoroughly, ignoring repeated attempts at contact, and even neglecting to investigate the claim thoroughly. Insurance policies are in place (and paid for) for a reason, and our insurance claim lawyers recognize when a policyholder is being forced to jump through hoops to get what they are owed under the terms of their policy.
Dealing With Insurance Adjusters
First, preparation is essential when dealing with an adjuster in an insurance claim. You should have a copy of your policy and all documentation that supports your claim, including medical or property receipts.
One of the first things our insurance claim attorney will remind you of is that insurance adjusters are not on your side, period. Their goal and job is to protect the insurance company’s bottom line. That is, save the company money. Therefore, a lowball settlement is likely as you begin the claims settlement process. If you think you are getting a lowball offer and don’t know how to respond, give us a call and let our seasoned insurance claims attorneys go to battle for you. Our insurance claim attorneys are highly experienced in negotiation strategies and will fight for the maximum amount possible to cover your damages.
Can a Sacramento insurance claims attorney help me if my insurance company is stalling?
Under the California Code of Regulations, an insurer must “conduct and diligently pursue a thorough, fair and objective investigation and shall not persist in seeking information not reasonably required for or material to the resolution of a claim dispute.”
In simple terms, this clause means that an insurance company must investigate a claim thoroughly and fairly, and it cannot ask the claimant to jump through hoops, like requiring unnecessary forms or statements, which some insurance companies do to drag out a claim for various reasons. In these situations, unfortunately not uncommon, an insurance claim attorney can push back against these tactics and fight for a resolution in a reasonable amount of time.
Would Sacramento insurance claims attorneys be able to help if an insurance adjuster lies?
No industry, including insurance, is entirely free of unethical practices such as lying and withholding critical information that could work against them. Our Sacramento insurance claim attorneys know how to spot deception and other unethical behavior, and we will wholeheartedly fight on your behalf. Whether it is an unreasonable denial of a claim, bad faith, or failure to negotiate fairly on your behalf with a third-party insurance company, you can trust us to do everything in our power to ensure everyone is playing by the rules and you receive a fair outcome.
If you’d like to take advantage of your FREE consultation with an Eason & Tambornini insurance claim attorney, please call us at (916) 438-1819. We don’t have to do anything; if we take your case, you pay no fees until the case is settled and you win.
